2,000+ Properties Assessed
70% of commercial buildings are underinsured by an average of 30%¹
Don't wait until disaster strikes.
96% of companies don't have a formal process for identifying and reporting their replacement cost values for property insurance.² You are not alone, but there is no excuse for not getting it right.
Remit this responsibility to us, and ensure your business is protected with objective, defensible replacement cost valuations.
The $375k Mistake
You insure your building for $7M.
The actual replacement cost is $10M.
A fire causes $3M in damage.
Expected payout? $3M.
Actual payout? $2.625M due to co-insurance penalty.
$375,000 shortfall - Coming directly off your bottom line.
With Remit, You Keep The $375k
The fire happens. The claim goes through.
The cheque arrives. $3M. Every dollar. No questions.
That's $375,000 that stays in your business, not your insurer's pocket.
You keep control, avoid penalties, and move forward without a fight.
No uncomfortable conversations. No explaining to leadership why you came up short.
SOLUTIONS
01
Desktop Valuation
You: Send us the property addresses.
We: Deliver an initial replacement cost estimate using the industry standard RSMeans database.
02
Coverage Audit
You: Share your current building insurance values for the properties evaluated in the Desktop Valuation.
We: Flag over- and/or under-insurance by comparing against our Desktop Valuation.
03
On-Site Valuation
You: Pick a time for us to visit. Then, choose how involved you want to be - either unlock the gate and let us handle everything, or escort us through the property. It’s your call.
We: Collect a thorough inventory of all of the site specific building features and produce a detailed and more accurate replacement cost valuation.
04
Ongoing Monitoring
You: Sit back - we'll notify you if action is needed.
We: Track your replacement cost trends and alert you to major changes, quarterly.
ABOUT US
No More Guessing
You'll know exactly what your buildings would cost to rebuild - not a rough estimate, not a guess, not a spreadsheet from five years ago.
Faster, Full Claim Payments
When claims hit, you don't want questions. With the right value on file, insurers pay faster and in full - No fighting. No delays.
Stress-Free Renewals
Everything's ready before your broker even asks. No scrambling, no last-minute surprises, and no gaps in coverage.
Expert Eyes
Stress-Free
Always Covered
Effortless Renewals
No Surprises
Faster Claims
Full Payouts
Zero Guesswork
BENEFITS
No More Surprises
No more last-minute discoveries of under or over-insurance. You always know exactly where you stand, so you can plan confidently.
Less Back-and-Forth
No more dealing with slow appraisers or chasing down details. We handle everything - fast and efficiently - while you focus on growing your business.
Accurate Claims, Faster Payouts
Insurance claims are smoother and faster when your coverage is accurate. Get the full payment when disaster strikes - no surprises, no delays.
Expert Insights, Not Guesswork
Rely on real expertise, not generic tools or unreliable guesses. Your property's value is backed by data and professional judgement, every time.
Quartely Monitoring
Rebuild costs change, and so should your valuation. We track trends and notify you of major shifts, so you're never caught off guard.
Full Transparency
You'll never wonder about fees or hidden charges. With Remit, what you see is what you get - no surprises, just clear, straightforward pricing.
FAQ'S
Questions? We've Got You Covered
Take action with the same confidence as others before you have. Explore our frequently asked questions and get the answers you need to move forward.
Will my insurance premium go up?
Is my data secure?
What’s stopping an insurer from rejecting your valuation?
Do I need a valuation for every building in my portfolio?
Do I still need an appraisal if I get a valuation from you?
Isn’t this just another expense? What’s the ROI on getting a valuation?
My insurer hasn’t questioned our values before. Why would I change anything now?
Know your property’s true value. Avoid costly mistakes.
Guessing your property’s replacement cost is a gamble you can’t afford. Under-insure, and you’re exposed. Over-insure, and you’re throwing money away. There’s no excuse for getting it wrong - Remit this burden to us today.
¹ Jason Contant, “Why most of your commercial clients are underinsured by at least 30%,” Canadian Underwriter, December 12, 2023, https://web.archive.org/web/20231213040211/https://www.canadianunderwriter.ca/commercial-lines/the-main-data-challenges-for-commercial-brokers-1004241167/
² Alyssa DiSabatino, “Why commercial clients may be underinsured in 2025,” Canadian Underwriter, December 9, 2024, https://web.archive.org/web/20241221073015/https://www.canadianunderwriter.ca/brokers/why-commercial-clients-will-be-underinsured-in-2025-1004253920/